HGRS • Buyer Representation
We're your buyer's agent. The seller pays the commission — and we rebate a portion of it back to you as a credit at closing. Full representation, zero conflict of interest, and thousands less in cash-to-close.
Your estimated closing credit
$6,750
On a $450,000 home purchase
Watch this before you buy
Most buyers never realize their agent's commission comes out of the deal — and that a portion of it can legally be rebated back to them as a credit at closing. This short video shows you how.
The part nobody tells you
When you buy with a traditional agent, the seller pays a commission out of the deal — and that money is effectively yours to recapture.
The seller pays the buyer's agent commission out of the sale price. On a $450,000 home, that's $11,250+ — baked into the price you pay, whether you see it or not.
Typical buyer's commission: 2.5–3%Traditional agents earn more when the price is higher. That doesn't mean they're bad — but their incentive isn't always to save you money at the table.
Incentive: the sale price, not your savingsIn most states, a buyer's agent can rebate part of their commission back to you — legally, in writing, as a credit at closing. Most buyers never ask, and most agents never offer.
Avg. rebate left unclaimed: $5,000+The HGRS difference
HGRS is a licensed buyer's agency that gives you full representation — and rebates a portion of the commission back to you as a credit at closing. That's the whole model.
Up to 60% of the buyer's commission rebated — applied as a credit at closing to lower your cash-to-close.
MLS access, showings, comps, offers, inspections, contingencies — everything a top agent does.
Our rebate is transparent and fixed upfront. We don't make more by making you pay more.
You get the written rebate agreement before you tour a single home. No surprises at closing.
No fee, no retainer, no lock-in. If you don't buy, you owe nothing. Ever.
We negotiate the price, not the commission. Your savings — and your rebate — come first.
See your numbers
Drag the sliders to your home purchase price and the buyer agent commission built into the sale. We'll show you exactly what HGRS credits back at closing — versus what a traditional agent keeps.
Buying with HGRS
$5,251
credited to you at closing
Best for home buyersTraditional Buyer's Agent
$0
credited to you
Best for the agentWritten estimate • Flat fee • No obligation • Rebates credited at closing, subject to state law and lender approval
Same house. Same market. Very different outcome.
Here's exactly what changes when you use an agent who rebates. Real dollars, not marketing.
2-minute estimate • No fee • No obligation
Simple by design
No fees. No lock-in. Just a buyer's agent who works for you — and credits you back at closing.
A 2-minute form. We confirm the rebate percentage in writing — before you look at a single house.
Full MLS access, tours, comps, and negotiation — the complete buyer's agent experience.
At closing, your rebate is credited against your closing costs — lowering the cash you bring to the table.
🛡 $0 fee • 0% lock-in • 100% transparent
Takes 2 minutes • No credit check • No obligation
Real buyers, real rebates
"I had $8,400 credited toward my closing costs the day we closed. Same service I would've gotten anywhere else — except this time the agent paid me back."
"My last agent never mentioned rebates. HGRS put it in writing before we even toured homes. It covered our closing costs and then some."
"We negotiated $12,000 off the list price AND got a rebate at closing. Our agent fought for every dollar, because her pay didn't depend on us paying more."
Your rebate agreement is free — and signed in writing before you spend an hour with us. If you don't buy, you owe nothing. If you do, your rebate is credited at closing and lowers your cash-to-close. Show the agreement to any agent, any lender, anyone. Nothing to lose, everything to gain.
Questions, answered
Yes — commission rebates are legal in most states (though a handful restrict or prohibit them). We'll confirm your state's rules in the first conversation, and where rebates aren't allowed we'll explain your alternatives. Everything is documented in writing.
It's a credit, not a cash payment. At closing, the rebate is credited to you and applied toward your closing costs — which lowers the amount of cash you need to bring to the table. In most cases that's even better than a check, because it reduces your out-of-pocket costs on day one.
It depends on your purchase price and the commission the seller offers. On a $450,000 home with a 2.5% buyer's commission, our typical 60% rebate equals roughly $6,750 — credited at closing. We'll give you a written estimate before you commit to anything.
No. The rebate is between HGRS and you, after the commission is paid by the seller. It doesn't change the purchase price or the offer you submit — it's simply our agreement to return a portion of what we earn.
Absolutely. MLS access, showings, market analysis, offer strategy, inspections, and negotiation — exactly what you'd expect from any dedicated buyer's agent. The rebate is on top of the service, not instead of it.
Nothing. No fee, no retainer, no upfront costs, and no lock-in. We're paid by the seller's commission at closing — and we credit a portion of that back to you. If you don't buy, you owe us nothing.
That's becoming rare, but it happens. If it does, we'll show you exactly what it means for your deal and how it's handled in your market — before you make an offer, never after.
Last step
Get your written rebate estimate in minutes. It's free, it's binding once signed, and it could lower your cash-to-close by thousands.
100% free • No lock-in • No credit check • Rebate credited at closing